FEMA evaluates areas of risk for flooding in local communities. Some areas of flooding may be frequent while others only experience flooding during times of severe weather. Areas of risk may change as the landscape changes.
If your home falls in a flood plain you will be required to maintain flood insurance by your lender in order to obtain a mortgage. This is an expense that should be taken into consideration when shopping for a home. For additional information on flood plains visit www.floodsmart.gov.